Terrell C. Lady received his undergraduate degree in Economics from The College of William and Mary. He was awarded his Certified Life Underwriting and Chartered Financial Consultant designations from the American College and holds FINRA series 7, 63, 65, 24 and 31 registrations.
His “Rookie of The Year” award showed the immediate success which he achieved with The Berkshire Life Insurance Company in the first part of his career. Terry received that company's highest honor when he was named their “Honorary President of the Year” in 1981. While with Berkshire, he achieved life membership in The Million Dollar Roundtable.
Following many years in the insurance business, he went on to start his independent financial planning company, TCL Financial Services. He has been helping his clients for forty years and continues to enjoy assisting them plan for their futures.
Over the past twenty years, Terry has focused his approach to investing on alternative investments, basing his investment approach on Modern Portfolio Theory. Believing strongly in creating unusual opportunities for his clients, Terry is always mindful of market cycles and maintains strong relationships with providers of investment alternatives to complement core portfolios.
Terry's wife, Carol, his three children and eight grandchildren have kept him grounded as he has pursued his life's goals. Working with his clients, playing golf and involvement in his Christian community are the things he most enjoys. Now living in Williamsburg, Virginia, he finds it a pleasure participating in William and Mary activities.
Terry Lady states that the essence of his approach to investing is to work with his clients in the same way he handles his own family's finances. Putting his client's best interest first is Terry's highest hope. He has been esteemed by his associates and clients as well for his integrity and honesty.
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John Lady is a dedicated wealth advisor who has devoted his career to guiding clients and their families to financial success. He is an American College Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) and a twelve-time qualifying member of the Million Dollar Round Table of financial professionals. In addition, John holds FINRA series 6, 7, 63 and 65 registrations. John recognized his interest in his chosen profession at Clemson University, where he earned a Bachelor of Science degree in Financial Management. Over his career he has earned the esteem of his clients as evidenced by his repeatedly receiving the National Quality Award. He is a member of the National Association of Insurance and Financial Advisors and the Greenville Estate Planning Council. He also serves as the Board Chairman of Upstate FCA Golf.
Greenville, South Carolina is where John and his wife, Susan, make their home along with their four children. John dedicates his personal time to his family, his community and to his spiritual life. He is active in his church, Fellowship Greenville, and is a member of Gideons International and the United Way Palmetto Society. He also serves on the board of Smile for a Lifetime. He enjoys exercising and is a golf enthusiast.
John commits himself to each of his clients in the same way: “I will do my best to help you protect and provide for those people you care about most. I will work hard to build a relationship with you based on trust and integrity, always striving to provide you with the same level of ethical service that I would expect for myself.”
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